Looking for a way to finance your home project without paying interest?

Our 0% APR credit card options might be the perfect fit—especially for smaller-to-medium sized projects that you can pay off within a year or two.

💳 Where Do These Credit Card Offers Come From?

These 0% APR credit card options are offered through our lending partner Credit Land, a trusted online marketplace that works with major credit card issuers—including banks and credit unions.

When you click on one of these options through SimpleDirect:

• You’ll be redirected to Credit Land’s website

• From there, you can browse different credit card offers

• Many of them include introductory 0% interest promotional periods, typically 12–18 months, and sometimes even longer

📝 What to Expect

To move forward, you may need to complete a full credit card application with the issuer. This usually involves:

• Providing personal and financial information (income, employment, etc.)

• Undergoing a hard credit check

• Waiting for approval and your credit limit to be determined by the issuer

⚠️ Important: Your credit limit is not set by SimpleDirect—it’s determined by the issuing bank or credit union after they review your application.

🧠 A Few Key Things to Keep in Mind

• These offers are subject to approval by the lending partner, not by SimpleDirect

• We don’t control which card(s) you’re approved for or how much credit you receive

• Once approved, you can use your card to pay your contractor, purchase materials, or cover project costs directly

✅ Why Choose a 0% APR Card?

• No interest during the promotional period

• Flexibility to pay as you go

• Great for mid-sized projects you can pay off within 12–18 months

Just be sure to plan your payments carefully—once the 0% APR period ends, any remaining balance will start to accrue interest at the standard rate.

Still unsure if this is the right fit? Reach out to us anytime—we’re happy to help you compare your financing options!