A Virtual Bank Account (VBA) gives your business a dedicated account number for funding your Naira wallet via local bank transfers. Once created, you can reuse the same account details for future top-ups.
How to create your Business Virtual Bank Account
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Log in to your dashboard and click Fund Wallet.
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Select Naira Wallet.
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Choose Naira Bank Transfer as your funding method.
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Click Generate Virtual Account.
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Enter your director's BVN and Date of Birth. This is only required the first time you create your VBA.
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Your Virtual Bank Account will be created using your registered business name.
Funding your Business Naira wallet
Transfer funds from a bank account linked to the director's BVN to your Virtual Bank Account. Your Naira wallet will be credited once the transfer is successful.
Please note
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Your business Virtual Bank Account is unique to your business and can be reused for all future Naira top-ups.
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A 1.5% fee applies to Naira top-ups via bank transfer, capped at ₦1,000.