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How do currency conversions work?

Last updated on Nov 06, 2026

Move funds between your NGN, GHS, and USD wallets to manage liquidity, fund different transaction flows, and settle payments in the currency your business needs.

How to convert

  1. Click Convert from your dashboard.

  2. Enter the amount you want to convert.

  3. Select the destination wallet.

    • Nigerian businesses: GHS or USD

    • Ghanaian businesses: NGN or USD

  4. Click Continue.

  5. Review the conversion details and click Convert to confirm.

  6. When you convert between Naira and Cedis, enter your transaction PIN to complete the conversion.

Please note:

  1. Breet doesn’t charge a fee for conversions.

  2. The minimum amount for each conversion:

  • Naira to USD: ₦7,000

  • Cedis to USD: GH₵55

  • USD to Naira or Cedis: $5

  • Naira to Cedis: ₦1,000

  • Cedis to Naira: GH₵150

Please Note: The rate for buying USD is different from the rate for selling USD, so check the amount you’ll receive before you confirm.